MURCIA LIFESTYLE

Spain introduces early retirement at 52 years old... but only for these jobsThe new rules will benefit those working in some of the toughest and riskiest professions in Spain Over the past few months, Spain has been shaking things up when it comes to retirement, making it easier for older people to approach their non-working.. 29/05/2025

The different kinds of visas to live in Spain and how to get themA guide to gaining residency now that the Golden Visa scheme has ended If you are not an EU citizen and want to live in Spain, you are going to need a visa. Since 2013 and up until this year, the ‘Golden Visa’ was a simple and.. 28/05/2025

Shopping smarter: Why customers in Spain are ditching big brands for better deals61% of shoppers in Spain say they now compare prices in different supermarkets to find the best bargains Spain still offers incredible value for holidaymakers, but it’s often a different story for permanent residents earning a Spanish wage... 23/05/2025

Tax returns in Spain: Deadline for the 2025 IRPF tax campaign is coming up fastGestoría Carvajal is now accepting new clients and will manage the entire tax return process for you The 2025 Renta campaign is well underway in Spain, with more than 7.6 million taxpayers having already filed their declarations for income.. 13/05/2025

Non-resident homeowners in Spain: What you need to know in 2025Here’s what you need to know about paying taxes if you own a home in Spain but don’t live in the country full time   From golden beaches to lively cities, it’s no wonder Spain continues to attract international property buyers..

Self-employment in Spain: How to get the right visa with Heniam & AssociatesA practical guide to working legally as a freelancer or business owner in Spain   Spain is an attractive destination for those looking to enjoy a high quality of life while working for themselves. But if you’re a non-EU citizen, you&rsquo.. 10/04/2025

Gestoría Carvajal now offers assistance in DutchClients can now receive support in Dutch for legal, tax and residency matters   Gestoría Carvajal has expanded its services to better assist Dutch-speaking clients in Spain. With the addition of a new team member, they now provide expert.. 04/04/2025

Income tax season arrives in Murcia with new deductions and savings for workersWorkers in the Region of Murcia can save money on internet connection, language lessons and more The annual Income Tax Return (Declaración de la Renta) campaign kicks off on Wednesday April 2, when many employees and all self-employed workers.. 01/04/2025

When to file your Spanish tax return in 2025: All the dates and what's new this yearBarring a few exceptions, anyone working in Spain during the 2024 fiscal year will need to file a return from April It’s time to dust off that folder full of invoices and expenses and dig out the calculator as the annual Income Tax Return season.. 24/03/2025

'Easy to use and no hidden costs': Expats and homeowners in Spain choose Currencies Direct for money exchangeThe money transfer service is emerging as one of the top choices in Spain for second home owners and expatriates alike Currencies Direct is a leading international currency transfer provider, offering tailored services to UK and other expatriates in Spain..

Renew your post-Brexit withdrawal agreement TIE: What you need to know to stay legal in SpainIn order to stay as a legal resident and avoid issues, act now with the help of Gestoría Carvajal professional paperwork services   As we move through 2025, thousands of UK nationals who secured residency in Spain under the Brexit Withdrawal.. 28/02/2025

Homeowners in Spain are increasingly switching energy providers over high pricesThere has been a marked increase in both electricity and natural gas supplier switches in recent years as many are dissatisfied with their current provider   Data have revealed that a notable shift is occurring in Spain’s energy market.. 12/02/2025

Important changes to Spain's IRPF income tax returns for 2025The tax authority in Spain is making key changes this year to facilitate compliance with tax obligations   Spain's Tax Agency (Agencia Tributaria) has announced significant changes to the deadlines for filing the 2025 IRPF income tax return, corresponding..

Digital certificate in Spain: What it is used for, why you need it and how to get oneLearn more about Spanish digital certificates for completing official residency, tax and government forms online You may have heard of a ‘digital certificate’ or ‘certificado digital’ in Spain, and perhaps even been asked to present..

With ASSSA health insurance, protection throughout your life in Spain   Age is a factor that health insurance companies take into account when assessing risk acceptance for a new Policyholder. This is why they set a maximum contracting age. In addition, one of the concerns of the Policyholders is whether an increase.. 13/01/2025

Step into 2025 with confidence: Blacktower Financial Management is here for your financial journeyThe new year is the perfect chance to set new financial goals to achieve the lifestyle you want   As we bid farewell to 2024 and welcome the promise of a new year, Blacktower Financial Management extends their warmest wishes for a prosperous.. 09/01/2025

Start the New Year with peace of mind: Arrange your will with HeniamTo arrange a will this new yeat, contact the experts at Heniam & Associates If your New Year’s resolution is to get your affairs in order, there’s no better place to start than arranging your will. Heniam & Associates, a trusted.. 27/12/2024

Community of owners in Spain: The job and function of the president of the community of neighboursThis article details the roles of the president, and the means by which one becomes the head of the community of neighbours   The job of the president of the Community of Owners, or ‘Comunidad de Propietarios’, is an.. 02/12/2024

Get your house in order before the end of the year: Create a Spanish will with HeniamWhy wait for New Year’s resolutions? Secure your legacy in Spain today with a legally binding will As the year draws to a close, many of us are thinking about our New Year's resolutions and how we can improve our lives in 2025. But have.. 11/11/2024

How to obtain a Spanish NIE numberThis identity number for foreigners living in Spain is needed for all legal and official procedures Negotiating the bureaucratic system in Spain can be a bit of a minefield for new arrivals, but expats will have to secure certain documentation in order..